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Account and Transaction API Specification - UK vs Razorpay IFSC

If you need a Finance API that's easy to integrate, go with Razorpay IFSC.

Account and Transaction API Specification - UK

## Functionality at a glance The NBG "UK OPB - Account and Transaction v3.1.5" API follows the [UK Open Banking Specification v3.1.5](https://openbankinguk.github.io/read-write-api-site3/v3...

Razorpay IFSC

Indian Financial Systems Code (Bank Branch Codes)

Account and Transaction API Specification - UK

  • Simple API key authentication
  • HTTPS supported
  • Currently flagged as inactive

Razorpay IFSC

  • No authentication required
  • HTTPS supported
FeatureAccount and Transaction API Specification - UKRazorpay IFSC
AuthenticationapiKeyNone
HTTPSYesYes
CORSUnknownUnknown

When to use which?

Razorpay IFSC is the better choice for quick prototypes and hackathons since it requires no authentication.