Question 1

Which is better, Account API or Binlist?

Accepted Answer

If you need a Finance API that's easy to integrate, go with Binlist. Account API uses apiKey while Binlist uses no authentication.

Question 2

What is the main difference between Account API and Binlist?

Accepted Answer

Account API: This API is used for the classic integration. If you are just starting your implementation, refer to our [new integration guide](https://docs.adyen.com/marketplaces-and-platforms) instead.

The Acc.... Binlist: Public access to a database of IIN/BIN information. They differ in authentication (apiKey vs no authentication), HTTPS support (yes vs yes), and CORS (unknown vs unknown).

Question 3

Which Finance API is easier to integrate?

Accepted Answer

Binlist is easier to integrate because it requires no authentication.

Feature	Account API	Binlist
Authentication	apiKey	None
HTTPS	Yes	Yes
CORS	Unknown	Unknown

Account API vs Binlist

Account API

Binlist

When to use which?