Question 1

Which is better, Account API or Ping++ (Ping++聚合支付)?

Accepted Answer

If you need a Finance API that's easy to integrate, go with Ping++ (Ping++聚合支付). Account API uses apiKey while Ping++ (Ping++聚合支付) uses no authentication.

Question 2

What is the main difference between Account API and Ping++ (Ping++聚合支付)?

Accepted Answer

Account API: This API is used for the classic integration. If you are just starting your implementation, refer to our [new integration guide](https://docs.adyen.com/marketplaces-and-platforms) instead.

The Acc.... Ping++ (Ping++聚合支付): Chinese payment aggregator — unifies Alipay, WeChat Pay, UnionPay, Apple Pay into one API. 7 language SDKs. They differ in authentication (apiKey vs no authentication), HTTPS support (yes vs yes), and CORS (unknown vs unknown).

Question 3

Which Finance API is easier to integrate?

Accepted Answer

Ping++ (Ping++聚合支付) is easier to integrate because it requires no authentication.

Feature	Account API	Ping++ (Ping++聚合支付)
Authentication	apiKey	None
HTTPS	Yes	Yes
CORS	Unknown	Unknown

Account API vs Ping++ (Ping++聚合支付)

Account API

Ping++ (Ping++聚合支付)

When to use which?