Question 1

Which is better, Account API or Razorpay IFSC?

Accepted Answer

If you need a Finance API that's easy to integrate, go with Razorpay IFSC. Account API uses apiKey while Razorpay IFSC uses no authentication.

Question 2

What is the main difference between Account API and Razorpay IFSC?

Accepted Answer

Account API: This API is used for the classic integration. If you are just starting your implementation, refer to our [new integration guide](https://docs.adyen.com/marketplaces-and-platforms) instead.

The Acc.... Razorpay IFSC: Indian Financial Systems Code (Bank Branch Codes). They differ in authentication (apiKey vs no authentication), HTTPS support (yes vs yes), and CORS (unknown vs unknown).

Question 3

Which Finance API is easier to integrate?

Accepted Answer

Razorpay IFSC is easier to integrate because it requires no authentication.

Feature	Account API	Razorpay IFSC
Authentication	apiKey	None
HTTPS	Yes	Yes
CORS	Unknown	Unknown

Account API vs Razorpay IFSC

Account API

Razorpay IFSC

When to use which?